Banks, lending institutions and credit companies are extensively regulated by overlapping state and federal regulations — the Federal Reserve Board, the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency and various state banking departments keep a tight rein on regulatory compliance and day-to-day banking operations.

Attorneys who practice in this complicated area of law must not only be well-versed in these regulations and regulatory compliance, but also extremely talented at defending enforcement actions, assisting with transactional matters and litigating complex disputes between domestic and foreign banking institutions, investors and the government.

Fargo Attorneys Who Understand The Local And Global Nature Of Banking

At Kaler Doeling, PLLP, our banking attorneys are John Krings and Kip Kaler.

John Krings spent the last 3 years at Kaler-Doeling PLLP, and the previous 22 years between private practice and in-house general counsel in the franchising and construction market segments. Krings’ private practice includes experience involving general counsel services for over 20 internet, construction, retail, and financial services organizations. He has organized profit and non-profit corporations, LLCs, partnerships and joint ventures, drafted stock options, financing agreements, employment agreements and purchase and sale contracts. John has also been involved in a multitude of M&A transactions and commercial transactions including representing lenders in secured transactions in excess of $250 million. John has litigated contract disputes, construction defects, real estate transactions, and corporate, partnership and joint venture disputes.

John has also acted as in-house legal counsel and COO for Erbert & Gerbert’s Sandwich Shops, more than doubling the number of franchised locations during his tenure. John oversaw all legal matters for the company, including negotiation of all franchise agreements, lease negotiations with multiple local and national based landlords, and negotiated all national supplier agreements. John oversaw the Operations, IT, Purchasing and Training departments. This significant in-house corporate experience enhanced John’s ability to understand the needs of his business clients. John has also served as CFO/General Counsel for a Fargo based general contractor focused on construction projects annually in excess of $4 million. John has had significant experience in negotiating lump sum and cost-plus contracts, construction subcontracts, supplier agreements, secured transactions, real estate, and lien notices in North Dakota, Minnesota and Wisconsin. John also has a vast knowledge of construction processes and International Building Code compliance as he has taken and passed the Minnesota building contractor examination.

Kip Kaler practices in the areas of construction law and commercial litigation , with an emphasis in real estate litigation, including construction and contract disputes, mechanic’s liens, land use, financing, mortgage foreclosures, receiverships, and landlord-tenant. He is a Chapter 7 Bankruptcy Trustee for the eastern portion of North Dakota, and also practices in the area of debtor/creditor law, including workouts. He represents clients involved in the real estate, construction, land development, and other fields in contract negotiations and drafting, mediation, arbitration, litigation, alternative dispute resolution, and general business advice.

Our team of banking attorneys skillfully perform a variety of legal services for lending institutions, credit companies and leasing companies, including the following:

  • Drafting all types of loan and leasing documents including lease agreements, promissory notes, mortgages, loan agreements, loan commitments, extensions, modifications and change in terms agreements
  • Performing all types of troubled debt restructure services including negotiating and drafting debt settlement and resolution agreements, preparing watch officer comments, servicing the troubled credit, and either rehabilitating the credit, restructuring the credit or providing an exit strategy for the credit
  • Representing creditors in all aspects of bankruptcy proceedings and state court litigation to enforce loan documentation and collect outstanding obligations
  • Representing banks in branch banking litigation or contests
  • Drafting various future standardized loan documents for banks, including loan participation agreements and standard powers of attorney for bank customers to sign to avoid bank employees from having to interpret complete power of attorney agreements
  • Representing banks in virtually all aspects of lending and collecting

For banking legal services, contact Kaler Doeling, PLLP, by calling 701-232-8757 or emailing us online.

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Kaler Doeling, PLLP
3429 Interstate Blvd.
P.O. Box 9231
Fargo, ND 58103

Phone: 701-232-8757
Fax: 701-232-0624
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Employment Opportunity:

Fargo law firm seeks attorney with 6+ years of experience in commercial law and civil litigation. Applicant must demonstrate an ability to create and maintain good client relations. The work will vary, but primarily will be representation of creditors and occasionally debtors. This position will require an ability to understand and advocate all aspects of debtor/creditor disputes. Salary will be commensurate with experience and qualifications. Please send notice of your interest to Kaler Doeling, PLLP, attention: Jan, 3429 Interstate Blvd., PO Box 9231, Fargo, ND 58106-9231, (701) 232-8757,

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